By comparison, the stock dividend ETF holder would still be looking at a 12% loss today. Also, high yield bonds have fully recovered from the bear market, and an investor who has held the HYG fund since it started trading in April 2007 would now have a gain of 31 percent. As an example, compare the performance of a typical high yield bond ETF to a stock dividend ETF:Īs you can see, the stock dividend ETF (DVY) lost almost twice as much of its peak value during the most recent bear market: a 63 percent maximum drawdown from peak to trough, compared to -33% for the HYG high yield bond fund. This was true even during the most recent global economic recession. This brings us to the second point: stocks are significantly more volatile and risky than high yield bonds. But of course these last two choices would subject you to the additional risk of investing in international stocks, which are typically more risky than their U.S. A better alternative may be to invest in an ETF that holds them, such as the SPDR S&P International Dividend Fund (DWX), which offers a current yield of 6.82 percent, and the iShares Dow Jones International Select Dividend Index (IDV) which currently pays 5.22% per annum. It’s not practical for a typical investor to own a bunch of individual international stocks. One way you can boost the yield in equities is by looking abroad. From there it becomes less attractive: 3.17% for the SPDR S&P Dividend (SDY), 2.88 percent for the Vanguard High Dividend Yield Index ETF (VYM), and a meager 2.09 percent for Vanguard Dividend Appreciation ETF (VIG). The highest yielder of the bunch is currently iShares Dow Jones Select Dividend Index (DVY) with a trailing 12 month yield of 3.44 percent. stock dividend ETF choices reflect this fact. dividend stocks to currently yield no more than about 3.5 percent. Unless you venture out into speculative stock territory, you can expect a portfolio of relatively stable, high quality U.S. Compare this to investing in a basket of dividend stocks. Both of these funds have high annual yields: 7.50% for JNK and 6.80% for HYG. There are two good candidates: SPDR Barclays Capital High Yield Bond Fund (JNK) and iShares iBoxx High Yield Corporate Bond Fund (HYG). For example, an easy way to invest in high yield bonds is to buy an Exchange Traded Fund (ETF) that invests in them. Let’s take a look at how these two very different investments compare.Īn investment in high yield bonds will almost always give you a higher source of dividend income than dividend stocks. But due to the persistent low interest rate environment, aging investors have more and more turned to both dividend stocks and high yield bonds as a source of fixed income for their retirement. Investors know that stocks are very different from bonds.
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Image: Īn Army Geospatial Intelligence Imagery Analyst (MOS 35G) is vital to the intelligence community of the military branch. What does an Army Geospatial Intelligence Imagery Analyst (MOS 35G) Do? Geospatial Intelligence Imagery Analysts can discover a wealth of knowledge about enemy forces through aerial and overhead imagery. Your training includes learning how to plan overhead and aerial imagery collection and using computer systems.Īrmy MOS 35G recruits receive instruction on preparing maps, charts, and reports for Geospatial-Intelligence.Īnalysis of fixed/moving target indicators and other geospatial data gathering is emphasized during classroom instruction. Prospective Army Geospatial Intelligence Imagery Analysts spend the first 10 weeks of training at boot camp, even though it’s a non-combat MOS.Īfter Basic Combat Training (BCT), recruits progress to Advanced Individual Training (AIT) for MOS 35G.Īdvanced Individual Training lasts 22 weeks for Army 35G MOS.ĪIT training takes place at Fort Huachuca in Arizona. The rigorous eligibility requirements also maintain that your spouse or immediate family members cannot reside in a country where “physical or mental coercion is a common practice.”įinally, prospective MOS 35G Geospatial Intelligence Imagery Analysts cannot have a commercial or vested interest in another country.Ī recruiter can help clarify any potential eligibility conflicts. government wishes to separate humanitarian work from intelligence duties to remain free of suspicion and avoid targeting aid workers as potential spies. Therefore, you need a record free of any convictions (besides minor traffic violations) as well as no previous convictions by court-martial.Īrmy Intelligence Military Occupational Specialties do not allow anyone that has ever served in the U.S. examines your past, including personal finances, criminal records, and drug/alcohol activity. The background check for a Top Secret security clearance is incredibly thorough. Geospatial Intelligence Imagery Analysts (MOS 35G) need to receive Top Secret security clearance from the Department of Defense. citizens as well.Īrmy MOS 35G deals with highly classified and sensitive information, which makes discretion of the utmost importance. Geospatial Intelligence Imagery Analysts need to be citizens of the United States, with an additional requirement of not having immediate family members who are not U.S. The ASVAB determines which Military Occupational Specialties you qualify for based on test performance.Īrmy Geospatial Intelligence Imagery Analysts (MOS 35G) are required to have a minimum ASVAB test score of Skilled Technical (ST): 101. The Army requires new recruits to have a high school diploma or GED equivalent.Īdditionally, recruits must complete the Armed Services Vocational Aptitude Battery (ASVAB). Army outlines educational and training requirements for all personnel.Įvery service member has a Military Occupational Specialty (MOS) in the Army that determines qualifications and requirements. Armed Forces to gather intelligence on enemy forces. Related Article – Army Signals Collection Analyst (MOS 35S): Career Details Education, Qualifications, and Training Army Geospatial Intelligence Imagery Analysts (MOS 35G) receive training on computer systems utilized by the U.S. Learn more job details about Army Geospatial Intelligence Imagery Analyst (MOS 35G) including required training and pay. The information that Army MOS 35G is capable of discovering from aerial photographs is instrumental in gaining an advantage over enemy forces. Geospatial Intelligence Imagery Analysts deal with aerial and overhead imagery, which is developed by photographs and other electronic devices. An Army Geospatial Intelligence Imagery Analyst (MOS 35G) is part of the military intelligence (MI) branch. |
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